Westminster - Westminster Way

Neighbour Helping Neighbour.

It seems that in so many of our day to day affairs, the human touch has been lost. At Westminster we pride ourselves in keeping current with the latest in training and technological advancements, but we've never lost sight of the importance of the “Neighbour Helping Neighbour” approach. The word mutual is in our company name for a reason… Westminster is owned and operated by its policyholders. You are a genuine member of the company, and our goals and vision are common… to provide comprehensive insurance to you. You own the company, aid in its election of Board Members, and can be a part of company operations.

Westminster Mutual (Fire) Insurance Company came into existence on November 18, 1857. Since its inception it has understood local needs in small towns, rural areas and larger urban centres. We still operate today on the same foundation of honesty, integrity and community-based principles that were laid back then. Westminster takes your needs into account and reflects those insights with policies that are tailored to your specific requirements. We do this so effectively because our directors, staff, agents, brokers and claims staff live, work and raise their families in the same communities as you do.

We provide you with reliable, efficient service and strive to foster strong relationships between our policyholders and the company. We know that working together enriches the services we offer our policyholders, and we're dedicated to keeping abreast of the current issues, trends and training in order to better comprehend how these changes affect you, our policyholder.

This commitment to service is evident in our initiative to not only insure our policyholders against potential risks, but to provide in-depth education through the use of preventative measures in reducing those risks. Westminster Mutual works in conjunction with police and fire departments in our community to acquire the information needed to aid in that education.

Our fundamental endeavour is, and always has been, a “mutual” partnership. Our greatest strength lies in our membership, our insistence on maintaining the highest standards of personal service, and our ability to offer a broad range of insurance products and protection.

Another strength is our size. In times when the trend seems to be toward bigger companies and fewer choices, Westminster is one member of a financially secure family of over 40 mutual companies that is among the strongest in the industry. Our assets are completely backed by the assets of all other member companies; and we can ensure solid protection for you through our jointly owned Guarantee Fund and Reinsurance Company.

Give us a call, and find out for yourself how mutually beneficial it can be to do business with your neighbour.

Westminster, established in 1857, is the second oldest

Mutual Insurance Company in Ontario

Over 150 years ago, a small group of farmers in the Township of Westminster established a company to insure each other against fire risks when they could not obtain insurance elsewhere.

Henry Anderson

Henry Anderson was one of the founders and held the first secretary position. He occupied this position for 39 years until his death in 1896.

telephone office

Telephone Office.

policy drawn up in 1876

An old policy drawn up in the year 1876.

board of directors 1909

Board of Directors in 1909.

board of directors 1957

Board of Directors in 1957. 100TH ANNIVERSARY.

moving locations in 1992

Moving the old building in 1992, now located two blocks east of our current location.

board of directors 2007

Board of Directors 2007.

board of directors 2015

Board of Directors 2015.

new location - ribbon cutting

New Location - Ribbon Cutting.

new location

New Building.

new location - ribbon cutting

New Building - Ribbon Cutting.

Community Sponsorships

  • BAD Girls Hockey – team sponsor

  • Belmont Minor Hockey – team sponsor

  • Belmont Minor Soccer Association – team sponsor

  • Matt Price Memorial Skate Park sponsor

  • Belmont Splash Pad sponsor

  • Belmont Santa Claus Parade sponsor and participant

  • Springfield Santa Claus Parade sponsor

  • Harvestfest Fall Parade sponsor and participant

  • Belmont concert in the park food sponsor

  • Belmont Fireman’s Breakfast food sponsor

  • Major sponsor of the East Elgin Community Complex when it was built

  • Sponsor of a hole at a local golf tournament which raises money for the Belmont Skate Park

  • Dress down fund donation by employees

  • Along with donations throughout the year to various events

Upcoming Events

Annual Meeting
Easter Egg Hunt
Summer Fun Day and Info Alley
Link to HUB



belmont summer fun day

Belmont Summer Fun Day

matt price golf tournament

Matt Price Memorial Golf Tournament Hole Sponsorship

canada day

Canada Day

belmont community park donation

Belmont Community Park Donation

splash pad donor

Splash Pad Donor